Our People

 Meet Michael Herman, ChFC, RICP

Mike Herman is founder of Golden Wealth Solutions, Inc.-- a  financial services firm in Colorado. He specializes in helping you accumulate, preserve and transfer family wealth through comprehensive wealth strategies.  Mike has earned the Chartered Financial Consultant professional designation.

His memberships and achievements include: 


  • Life member and Court of the Table Qualifier for the Million Dollar Round Table
    • Court of the Table members distinguish themselves  within the industry through their superior performance by producing at a level three times that of MDRT membership requirements. Achieving membership in MDRT's Court of the Table is a career milestone attained only by those who have demonstrated exceptional professional knowledge, client service and ethical conduct.
  • Chairman's Council Qualifier with Mutual of Omaha since 1989
  • This award is based on Insurance and Investment business produced through Mutual of Omaha and Mutual of Omaha Investor Services.  To qualify, an individual has met or exceeded certain production requirements set forth by Mutual of Omaha.
  • Chartered Financial Consultant Professional Designation from the American College
  • Retirement Income Certified Planner Designation from the American College
  • Member of the National Association of Insurance and Financial Advisors since 1988
  • Active member since 2005 and past President of the Wheat Ridge Rotary Club
  • National Quality Award (1997, 1999 & 2001)
    • Awarded by National Association of Insurance and Financial Advisors (NAIFA).
    • Recipients must be a NAIFA member.
    • Recipients must work in the insurance or related financial service industry
    • Recipients adhere to NAIFA's Professional Code of Ethics
    • Receipients attain a minimum life and annuity policy persistency for the year the award is received (persistency requirements are based on a sliding scale dependent upon the number of qualifying policies sold in a specific year and renewed the following year).

Mike frequently conducts focus groups on retirement planning strategies and accumulating wealth. He has been a speaker at local associations on a variety of insurance and financial topics. Mike has also contributed articles to various industry magazines on values-based financial planning issues. In addition to these activities, Mike also teaches various classes for the American College and the Life Underwriter Training Council.

Mike is currently volunteering for the Wheat Ridge Feed the Future Backpack program, which provides food to children every weekend of the school year who are on the free or reduced lunch programs.

Mike is a native of Colorado and lives in Golden. He shares his life with his loving wife Pamela and their two children, Sydney and Elijah. They enjoy sports, camping, traveling, golf and spending family time at home.

Mike served as a volunteer firefighter with the Wheat Ridge Fire Department for over 20 years. He served all offices including Deputy Chief, Assistant Chief, Captain, Lieutenant, board member, pension board member, and arson investigator.

Mike is committed to creating clarity and peace of mind as he works with his clients in reaching and implementing each individual's financial goals.


Contact me: (303) 456-1913


Meet Matthew Cloutier, RFC                                                                                 

Matthew's role, as an advisor and partner in the firm, is to create the best experience for our clients. He understands financial matters can often be complex, and aims to bring confidence and clarity to families where money intersects life. His knowledge and wisdom gained from over 15 years of study and practice in the financial arena have given him an edge in providing sound advice to clients.

Matt's educational background consists of a Degree in Finance from the University of Colorado, School of Business. Since 2006 he has been a member of the International Association of Registered Financial Consultants, as well as the National Association of Insurance and Financial Advisors. Both organizations focus on high ethical standards and stringent continuing education requirements.

A Colorado native, Matthew grew up in southwest Littleton. His personal five year vision is to continually improve the work-life balance. He and his wife Maegan strive to enjoy life to the fullest and loving their daughter Mackenzie and their son Jack. Matt believes in giving back to the community and does so through Rotary, Big Brothers Big Sisters, the West Chamber, and Wheat Ridge Business Association. Matt serves on the board and is past President for the Wheat Ridge Rotary Club. When he is not serving the community, Matt's personal interests include boating, football, golfing, and skiing.


Contact me: (303) 948-5551



Meet Pamela Herman

Pamela Herman is Vice President and CFO of Golden Wealth Solutions. She has been in the insurance and financial services field since 1993. Pam has an extensive background in banking where she carried several titles, and she brings these areas of expertise to Golden Wealth Solutions. She specializes in client management, operational needs, marketing and advertising.

Pam is a sports mom to her two wonderful children, Elijah and Sydney. Pam has a passion for sports, travel, friends, skiing, and cheering for her Tennessee Volunteers football team.


Contact me: (303) 456-1913 ext.224



Meet Tabitha Boyd, RICP

Tabitha started her journey with Golden Wealth Solutions in 2009 and is a Para-Planner.  She graduated from the Metropolitan State University of Denver in 2009 with a degree in Finance. She utilizes this degree and her Retirement Income Certified Planner designation from the American College by assisting Mike and Matt in putting client's financial houses in order.

Tabitha has a passion for the Romanian orphans and desires to assist in improving the orphanage environment.  Tabitha is a native of Colorado and she enjoys being a mom to two adorable sons along with fishing, camping, golf and rooting for her beloved Broncos.





Contact me: (303) 456-1913 ext.229


Meet Belinda Meadows


Belinda Meadows has been with Golden Wealth Solutions since 2011.  She is our Marketing Director and Events Coordinator, she works closely with Mike and Matt to determine the goals for new business. She develops marketing strategies to meet this plan which include identifying areas for public research and monitoring the satisfaction of our clients. She chooses what type of events to sponsor and also designs advertisements and mailings to our clients and prospects.

Belinda loves spending time with family and friends.  She and her husband are empty nesters.  They have 4 grown children, 4 grandsons and 2 granddaughters. She loves being a grandmother and the number one priority on her bucket list is to travel the world.

Contact Me: (303) 456-1913 ext.223



Meet Hunter Wyckoff

Hunter is a Golden, Colorado native 4 generations running.  Hunter went to the University of Colorado Denver and earned a Bachelors in Business.  He started with Golden Wealth Solutions, Inc. in 2018.  Hunter enjoys the outdoors and healthy living.  He grew up in the gym and in the mountains; camping, hiking, fishing, snowboarding, etc.  He also enjoys sports including football, golf, baseball, etc.  Especially rooting for the Denver Broncos.  If it’s a sport he will watch or play it. 

Hunter’s 5 year goal is to have continuous growth as a person.  He believes there is always constant learning in the world and wants to implement all he knows and learns to have a positive impact on other’s lives and his own.




Contact Me: 303-456-1913 ext. 233