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As we approach the end of 2025, it's clear that the year has been marked by significant economic shifts and market dynamics. From evolving energy prices to the trajectory of AI investments, understanding these developments is crucial...

Are you making charitable donations at year's end? If so, you should know about some of the financial "fine print" involved, as the right moves could potentially bring more of a benefit to both you and your chosen charity. Keep in mind...

As the year winds down, it’s easy to focus on holiday shopping, travel plans, and New Year’s resolutions. But before the clock strikes midnight on December 31, there are smart financial moves you can make to lower your tax bill and...

As 2025 approaches, many of us are taking stock of our financial lives. Are you on track to hit your savings, debt, and investment goals? If you’re unsure, don’t worry—you’re not alone. With a few simple steps, you can evaluate your...

Legacy plans go far beyond a legal will. They may detail the “emotional assets” that you want to pass on. They also can make it easy to share practical information — desires for how loved ones should...

When people hear “legacy planning,” they often think about documents, taxes, or who gets what. But at Golden Wealth Solutions, we believe that your legacy begins with your story — not just your stuff. And every family has a story worth...

When most people think about legacy planning, they imagine wills, trusts, and financial arrangements. While these are essential components, one critical aspect often gets overlooked: health care coordination. Incorporating health care...

When most people think of legacy or estate planning, the first thing that comes to mind is a will. Maybe a trust. Maybe some insurance. And while those are essential legal tools, they’re only part of a much bigger picture. A true...

5 Important Reasons You Need a Second Opinion

Michael Herman, ChFC®, RICP®

Thursday, April 24, 2025

When it comes to your finances, one of the best ways to ensure you're on the right track is by seeking a second opinion. It’s easy to assume that your current financial strategy is working perfectly, but even the most carefully crafted...

When Warren Buffett said, “Be fearful when others are greedy and be greedy when others are fearful,” he wasn’t just talking about investing. He championed contrarian thinking and urged people to capitalize when groupthink can result...

You know the old adage, "Nothing in life is certain but death and taxes." Add to that a third certainty: college education costs will continue to outpace inflation. Ouch. There are numerous tax-efficient strategies that could help...

If you have teenagers, you’re likely very in touch with the adage, “One day you’re changing diapers, and the next you’re sending them off to college.” One of the results of that compressed passage of time is the bracing reality that...